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Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance – with an initial enquiry that does not create a credit file entry. Brokers or lenders may check your credit file later in their assessment process with your consent.

AnyLoan Australia Weekly NewsCast

Podcast Cover Image RBA raised the cash rate to 4.35% on 5 May, with its May outlook signalling inflation above target for longer and markets assuming slightly higher rates by late 2026. New RBA card data shows record March spending driven by essentials, with debt accruing interest stable just under $20b. Competition from smaller lenders remains, with some rates still starting with a five, making comparisons worthwhile. EV fringe benefits tax concessions will be scaled back from April 2027, with full exemption tightening for higher‑priced cars and a reduced concession by April 2029; existing novated leases are likely grandfathered. Listeners are urged to stress‑test budgets and compare options via AnyLoan.

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances. We match you with a broker or adviser who may offer you a range of products from their panel of lenders. Not all lenders or products in the market are compared

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our national broker referral network. Broking partners will seek to provide you with competitive rates from their panel of lenders; actual rates may vary based on your circumstances.

No credit check on initial enquiry

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options. If you choose to proceed with a lender or broker after referral, they may require your consent to access your credit file as part of their assessment.

responsible lending
WARNING to borrowers: unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan. For independent guidance on borrowing and managing debt, visit the Australian Government's MoneySmart website.

Finance Articles

Deciphering Loan Terms: A Comprehensive Guide for Australian Borrowers
Deciphering Loan Terms: A Comprehensive Guide for Australian Borrowers
For many Australians, taking out a loan is a key step towards achieving personal and financial milestones, whether it's purchasing a home, investing in education, or starting a business. However, the excitement of these life events can be overshadowed by the complexity of loan agreements. Understanding the terms of a loan is not just about ticking off legal requirements—it's about ensuring financial stability and making informed decisions that align with one's financial goals. - read more
How Much Can You Borrow? A Complete Guide to Assessing Your Borrowing Power
How Much Can You Borrow? A Complete Guide to Assessing Your Borrowing Power
Understanding your borrowing power is an essential step for anyone looking to take out a loan. This concept represents the amount of money you're eligible to borrow from a lender, whether it’s for purchasing a home, a car, or investing in your future. Knowing your borrowing power not only sets realistic expectations but also guides you in financial planning and budgeting for your loan repayments. - read more
The Pros and Cons of Personal Loans for Young Professionals
The Pros and Cons of Personal Loans for Young Professionals
Personal loans are a financial tool that many young professionals consider when they need extra funds. Whether it's for consolidating debt, covering unexpected expenses, or making a big purchase, personal loans can provide the flexibility you need to manage your finances effectively. - read more
The Importance of Financial Literacy: Navigating Personal Loans in Your 20s and 30s
The Importance of Financial Literacy: Navigating Personal Loans in Your 20s and 30s
Financial literacy refers to the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. It's an essential skill set that can significantly impact an individual's financial well-being throughout their life. - read more
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
For Australians, the quest to secure a loan can be as nerve-wracking as it is pivotal. Whether it's to finance a home, car, or even to consolidate debts, the outcome can profoundly impact your financial trajectory. Acquiring loan approval is not merely about ticking boxes; it's about presenting a financial profile that reassures lenders of your capacity and commitment to repay. - read more

Finance News

Cigno Australia Penalised $7 Million for Unlawful Payday Lending Practices
Cigno Australia Penalised $7 Million for Unlawful Payday Lending Practices
09 May 2026: Paige Estritori
In a landmark decision, the Federal Court has imposed a total of $7 million in fines on Cigno Australia and BSF Solutions, along with their respective directors, for operating an illegal payday lending scheme that contravened Australian credit laws. This ruling underscores the Australian Securities and Investments Commission's (ASIC) commitment to safeguarding consumers from predatory financial practices. - read more
Australian SMEs Boost Borrowing to Fuel Business Expansion
Australian SMEs Boost Borrowing to Fuel Business Expansion
09 May 2026: Paige Estritori
Data from digital non-bank lender OnDeck reveals a significant uptick in loan applications from Australian small and medium-sized enterprises (SMEs) during the December quarter of 2025. Notably, 34% of these applications were aimed at funding business expansion, indicating a shift from survival-focused borrowing to growth-oriented investments. - read more
AMP Bank's SuperEdge: A New Era in SMSF Residential Lending
AMP Bank's SuperEdge: A New Era in SMSF Residential Lending
01 May 2026: Paige Estritori
AMP Bank has re-entered the self-managed super fund (SMSF) lending market with the launch of SuperEdge, a residential property lending solution tailored for SMSF trustees. This move addresses the growing demand among Australians seeking greater control and flexibility in their retirement planning. - read more
RBA Warns of Economic Risks from Global Conflicts and AI Challenges
RBA Warns of Economic Risks from Global Conflicts and AI Challenges
01 May 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has highlighted significant risks to the nation's economic stability, citing the prolonged conflict in the Middle East and potential downgrades in artificial intelligence (AI) profitability as primary concerns. These factors contribute to an environment where economic risks are both high and escalating. - read more
Financial Troubles at Grow Inc Raise Concerns for HESTA Members
Financial Troubles at Grow Inc Raise Concerns for HESTA Members
01 May 2026: Paige Estritori
Grow Inc, the administration provider for HESTA, one of Australia's largest superannuation funds, is experiencing significant financial difficulties. Recent financial reports reveal that Grow Inc's liabilities nearly double its assets, raising questions about its long-term viability and the potential impact on HESTA's member services. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Working Capital:
A measure of a company's short-term financial health, calculated as current assets minus current liabilities.


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