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Finance Articles

The Pros and Cons of Personal Loans for Young Professionals
The Pros and Cons of Personal Loans for Young Professionals
Personal loans are a financial tool that many young professionals consider when they need extra funds. Whether it's for consolidating debt, covering unexpected expenses, or making a big purchase, personal loans can provide the flexibility you need to manage your finances effectively. - read more
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Navigating the complexities of loan repayments can be daunting, but understanding the components and their impact on our financial health is essential. In Australia, a wise approach to loan repayment not only alleviates financial strain but directly influences our credit scores and future borrowing capacity. - read more
Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024
Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024
As we step into the year 2024, the financial landscape continues to evolve, bringing to the fore the ever-critical subject of interest rates. For anyone considering taking out a loan, whether for a car, a home, or personal expenses, understanding the mechanics of interest rates is not just beneficial; it’s essential. - read more
Top 10 Smart Borrowing Strategies for Australians: A Comprehensive Guide
Top 10 Smart Borrowing Strategies for Australians: A Comprehensive Guide
Smart borrowing is crucial for individuals and businesses in Australia to manage their financial goals effectively. With a well thought-out borrowing strategy, you can optimize your finances, minimize costs, and achieve your financial objectives. - read more
Breaking Bad Budgets: Positive Money Moves to Make Today
Breaking Bad Budgets: Positive Money Moves to Make Today
Financial wellbeing is often a balancing act that many Australians find challenging. In an age where the cost of living seems to climb incessantly, managing money effectively has never been more critical. Yet, despite the importance of financial literacy, many individuals struggle to break free from the cycle of poor budgeting and erratic spending habits. - read more

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Finance News

Macquarie Bank Recognised for Excellence in Investment Property Lending
Macquarie Bank Recognised for Excellence in Investment Property Lending
01 Jan 2026: Paige Estritori
Macquarie Bank has been honored as the Investment Property Lender of the Year in Money magazine's 2025 Consumer Finance Awards. This accolade highlights the bank's commitment to providing flexible and tailored loan products for property investors. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Surge in Mortgage Refinancing as Homeowners Seek Better Rates
Surge in Mortgage Refinancing as Homeowners Seek Better Rates
01 Jan 2026: Paige Estritori
The Australian mortgage market has witnessed a significant surge in refinancing activity, with nearly 100,000 loans refinanced in the June 2025 quarter. This marks the highest level since September 2023 and reflects homeowners' proactive responses to recent interest rate cuts by the Reserve Bank of Australia (RBA). Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Investor Loans Surge Amidst Australia's $12 Trillion Property Market Milestone
Investor Loans Surge Amidst Australia's $12 Trillion Property Market Milestone
24 Dec 2025: Paige Estritori
Recent data from the Australian Bureau of Statistics (ABS) reveals a significant uptick in investor activity within the housing market. In the third quarter of 2025, new investor loans increased by 13.6%, contributing to a 12.3% annual growth. This surge has propelled the total value of Australia's residential real estate to an unprecedented $12 trillion, effectively doubling its worth over the past decade. - read more
APRA Implements New Cap on High Debt-to-Income Home Loans
APRA Implements New Cap on High Debt-to-Income Home Loans
24 Dec 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap on high debt-to-income (DTI) home loans, limiting banks to issuing no more than 20% of new home loans with DTI ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more
Australia Leads Global Trends with 122% Surge in Sustainable Loan Issuance
Australia Leads Global Trends with 122% Surge in Sustainable Loan Issuance
24 Dec 2025: Paige Estritori
In the first half of 2025, Australia experienced a remarkable 122% increase in sustainable loan issuance, a stark contrast to the 21% decline observed globally during the same period. This surge underscores Australia's commitment to environmental sustainability and the growing integration of green finance within the nation's financial sector. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more

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Knowledgebase
Discount Rate:
The interest rate used to determine the present value of future cash flows, often used in discounted cash flow analysis.


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