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Finance Articles

Mastering Money: Strategies to Boost Your Financial Health
Mastering Money: Strategies to Boost Your Financial Health
Financial health is a crucial aspect of overall well-being, particularly in the ever-evolving economic landscape of Australia. The capacity to manage personal finances effectively not only provides a sense of security but also opens doors to opportunities that might otherwise be out of reach. As such, mastering the art of money management is an indispensable skill for Australians from all walks of life. - read more
How to Avoid Common Mistakes When Applying for a Loan Online
How to Avoid Common Mistakes When Applying for a Loan Online
Applying for loans online has become a convenient and efficient way to secure funds for various purposes. With just a few clicks, individuals can submit their applications and receive a decision within a short span of time. However, it is important to approach the online loan application process with caution to avoid common mistakes that could potentially affect the outcome of the application. - read more
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding the loan application process can be quite challenging. However, with the right tools, it becomes much easier to navigate. One of these essential tools is a loan calculator. - read more
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Navigating the complexities of loan repayments can be daunting, but understanding the components and their impact on our financial health is essential. In Australia, a wise approach to loan repayment not only alleviates financial strain but directly influences our credit scores and future borrowing capacity. - read more
How to Improve Your Credit Score in 30 Days
How to Improve Your Credit Score in 30 Days
Understanding your credit score is crucial, especially when you're looking to secure a loan. Whether it's for a home, a car, or personal use, a good credit score can make a significant difference in the type of loan you qualify for and the interest rates you'll be offered. - read more

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Finance News

ANZ Bank's Record Fine for Regulatory Misconduct
ANZ Bank's Record Fine for Regulatory Misconduct
29 Oct 2025: Paige Estritori
In September 2025, ANZ Bank agreed to pay a record A$240 million fine following investigations by the Australian Securities and Investments Commission (ASIC) into multiple regulatory breaches. This penalty highlights the importance of compliance and ethical practices within the banking sector. - read more
CBA's Record Profit Fueled by Lending Expansion
CBA's Record Profit Fueled by Lending Expansion
29 Oct 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has reported a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This impressive performance is primarily attributed to robust growth in both home and business lending. - read more
Westpac Implements $177 Million Restructuring Charge in Second Half of Fiscal 2025
Westpac Implements $177 Million Restructuring Charge in Second Half of Fiscal 2025
21 Oct 2025: Paige Estritori
Westpac Banking Corporation has reported a restructuring charge of A$273 million (approximately $177.72 million USD) for the second half of fiscal year 2025. This move is part of the bank's ongoing 'Fit for Growth' program, which focuses on strategic cost management and performance improvement. - read more
Australia's Unemployment Rate Climbs to 4.5% in September 2025
Australia's Unemployment Rate Climbs to 4.5% in September 2025
21 Oct 2025: Paige Estritori
In September 2025, Australia's unemployment rate increased to 4.5%, marking the highest level since November 2021. This rise surpassed economists' expectations of 4.3% and has reignited discussions about potential interest rate cuts by the Reserve Bank of Australia (RBA). Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Reserve Bank of Australia Reports Early Signs of Loosening Financial Conditions Following Rate Cuts
Reserve Bank of Australia Reports Early Signs of Loosening Financial Conditions Following Rate Cuts
21 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has observed early signs of loosening financial conditions following three interest rate cuts in 2025, which have brought the rate down to 3.6%. According to RBA Assistant Governor Christopher Kent, credit availability for households and businesses has improved as a result of these adjustments. - read more

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Knowledgebase
Credit Default Swap (CDS):
A financial derivative or contract that allows an investor to "swap" or offset their credit risk with that of another investor.


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