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If your enquiry is not related to a quote, please use our online help to ensure that we can assist you promptly.

Alternatively you can write to us at the following address;

PO Box 1183
Palm Beach,
Queensland, Australia 4221

Our registered office address is 43 Larch Street Tallebudgera, Qld Australia 4228

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

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Finance Articles

Deciphering Loan Terms: A Comprehensive Guide for Australian Borrowers Deciphering Loan Terms: A Comprehensive Guide for Australian Borrowers
For many Australians, taking out a loan is a key step towards achieving personal and financial milestones, whether it's purchasing a home, investing in education, or starting a business. However, the excitement of these life events can be overshadowed by the complexity of loan agreements. Understanding the terms of a loan is not just about ticking off legal requirements—it's about ensuring financial stability and making informed decisions that align with one's financial goals. - read more
How to Avoid Common Mistakes When Applying for a Loan Online How to Avoid Common Mistakes When Applying for a Loan Online
Applying for loans online has become a convenient and efficient way to secure funds for various purposes. With just a few clicks, individuals can submit their applications and receive a decision within a short span of time. However, it is important to approach the online loan application process with caution to avoid common mistakes that could potentially affect the outcome of the application. - read more
The Pros and Cons of Personal Loans for Young Professionals The Pros and Cons of Personal Loans for Young Professionals
Personal loans are a financial tool that many young professionals consider when they need extra funds. Whether it's for consolidating debt, covering unexpected expenses, or making a big purchase, personal loans can provide the flexibility you need to manage your finances effectively. - read more
How to Increase Your Borrowing Power Efficiently How to Increase Your Borrowing Power Efficiently
Borrowing power refers to the amount of money a lender is willing to loan you, based on your financial situation. - read more
Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024 Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024
As we step into the year 2024, the financial landscape continues to evolve, bringing to the fore the ever-critical subject of interest rates. For anyone considering taking out a loan, whether for a car, a home, or personal expenses, understanding the mechanics of interest rates is not just beneficial; it’s essential. - read more

Finance News

Costly Glitches Plague Fee Disclosure Under New DBFO Legislation Costly Glitches Plague Fee Disclosure Under New DBFO Legislation
13 Aug 2025: Paige Estritori

As financial planners await forthcoming updates to the Delivering Better Financial Outcomes (DBFO) legislation, many are grappling with significant challenges arising from the first tranche, specifically concerning fee consent requirements. These issues, unfortunately, seem to require legislative amendments as they fall outside the scope of regulatory fixes, amplifying the compliance burden on financial advisers, especially regarding breach reporting. - read more
RBA's Rate Cut Strategy Sparks Industry Debate on Future Moves RBA's Rate Cut Strategy Sparks Industry Debate on Future Moves
13 Aug 2025: Paige Estritori

The Reserve Bank of Australia (RBA) has recently initiated a 0.25% cut to the official cash rate, stirring dialogue among industry leaders about the timing and necessity of potential future cuts. Despite the reduction aligning with broad expectations, there are diverging opinions about further reductions this year. - read more
Opportunities for Serving the Mass Affluent Market in Financial Advice Opportunities for Serving the Mass Affluent Market in Financial Advice
12 Aug 2025: Paige Estritori

Charlie Viola, executive chairman of Viola Private Wealth, recently highlighted a promising opportunity for financial institutions to better serve the mass affluent market. Despite the recent trends stemming from the royal commission that have seen personnel changes across the financial advisory sector, Viola asserts that there remains a strong clientele base. The financial advisory business, he notes, benefits from a steady stream of increasingly wealthy individuals, but the challenge lies in effectively serving those with moderate wealth. - read more
Melbourne's Property Market: A Bargain Hunter's Paradise Melbourne's Property Market: A Bargain Hunter's Paradise
12 Aug 2025: Paige Estritori

Melbourne's property landscape offers a distinctive picture compared to Australia's major cities, with a notably stable market over recent years. PropTrack data shows the city's median dwelling values increased only 19.2% over the past five years, trailing significantly behind the combined capital cities' average rise of 45.5%. - read more
FAAA Expands Specialisation Program to Elevate Financial Advice Standards FAAA Expands Specialisation Program to Elevate Financial Advice Standards
11 Aug 2025: Paige Estritori

The Financial Advice Association of Australia (FAAA) is expanding its approved specialisations program, which currently includes areas such as aged care, life risk, and the Fellow Chartered Financial Practitioner (FChFP). The organisation is now seeking applications from education and designation providers to broaden the program's scope. New areas of interest include estate planning, retirement, money therapy, self-managed superannuation funds (SMSF), and responsible investing, though additional relevant specialisations are also welcome. - read more

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Knowledgebase
Return on Investment (ROI):
A measure used to evaluate the efficiency of an investment or compare the efficiency of several different investments.


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