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Finance Articles

Smart Saving for Big Purchases: Training Your Dollars to Work Harder
Smart Saving for Big Purchases: Training Your Dollars to Work Harder
With the rising costs of living and the all-too-familiar financial hurdles, saving for large purchases can seem like a daunting task for many Australians. From buying a new car to securing the deposit on a home, significant expenses require a level of financial commitment and foresight that goes beyond everyday spending. - read more
The Importance of Financial Literacy: Navigating Personal Loans in Your 20s and 30s
The Importance of Financial Literacy: Navigating Personal Loans in Your 20s and 30s
Financial literacy refers to the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. It's an essential skill set that can significantly impact an individual's financial well-being throughout their life. - read more
Understanding Loan Comparison: A Guide for New Borrowers
Understanding Loan Comparison: A Guide for New Borrowers
For new borrowers, stepping into the world of loans can be overwhelming. There are numerous options available, and each comes with its own set of terms, interest rates, and features. - read more
What to Do If Your Loan Application Is Denied
What to Do If Your Loan Application Is Denied
If you're here, you've likely faced the disappointment of having your loan application denied. - read more
How to Improve Your Credit Score in 30 Days
How to Improve Your Credit Score in 30 Days
Understanding your credit score is crucial, especially when you're looking to secure a loan. Whether it's for a home, a car, or personal use, a good credit score can make a significant difference in the type of loan you qualify for and the interest rates you'll be offered. - read more

Finance News

Macquarie Bank Recognised for Excellence in Investment Property Lending
Macquarie Bank Recognised for Excellence in Investment Property Lending
01 Jan 2026: Paige Estritori
Macquarie Bank has been honored as the Investment Property Lender of the Year in Money magazine's 2025 Consumer Finance Awards. This accolade highlights the bank's commitment to providing flexible and tailored loan products for property investors. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Surge in Mortgage Refinancing as Homeowners Seek Better Rates
Surge in Mortgage Refinancing as Homeowners Seek Better Rates
01 Jan 2026: Paige Estritori
The Australian mortgage market has witnessed a significant surge in refinancing activity, with nearly 100,000 loans refinanced in the June 2025 quarter. This marks the highest level since September 2023 and reflects homeowners' proactive responses to recent interest rate cuts by the Reserve Bank of Australia (RBA). Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Investor Loans Surge Amidst Australia's $12 Trillion Property Market Milestone
Investor Loans Surge Amidst Australia's $12 Trillion Property Market Milestone
24 Dec 2025: Paige Estritori
Recent data from the Australian Bureau of Statistics (ABS) reveals a significant uptick in investor activity within the housing market. In the third quarter of 2025, new investor loans increased by 13.6%, contributing to a 12.3% annual growth. This surge has propelled the total value of Australia's residential real estate to an unprecedented $12 trillion, effectively doubling its worth over the past decade. - read more
APRA Implements New Cap on High Debt-to-Income Home Loans
APRA Implements New Cap on High Debt-to-Income Home Loans
24 Dec 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap on high debt-to-income (DTI) home loans, limiting banks to issuing no more than 20% of new home loans with DTI ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more
Australia Leads Global Trends with 122% Surge in Sustainable Loan Issuance
Australia Leads Global Trends with 122% Surge in Sustainable Loan Issuance
24 Dec 2025: Paige Estritori
In the first half of 2025, Australia experienced a remarkable 122% increase in sustainable loan issuance, a stark contrast to the 21% decline observed globally during the same period. This surge underscores Australia's commitment to environmental sustainability and the growing integration of green finance within the nation's financial sector. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more

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Knowledgebase
Balloon Payment:
A large payment due at the end of a balloon loan, usually after a series of smaller payments.


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