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Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

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Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances. We match you with a broker or adviser who may offer you a range of products from their panel of lenders. Not all lenders or products in the market are compared

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our national broker referral network. Broking partners will seek to provide you with competitive rates from their panel of lenders; actual rates may vary based on your circumstances

No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options. If you choose to proceed with a lender or broker after referral, they may require your consent to access your credit file as part of their assessment.

responsible lending
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Debt Consolidation Loans: A Tool for Smarter Repayment Planning
Debt Consolidation Loans: A Tool for Smarter Repayment Planning
Debt consolidation loans serve a crucial purpose in the financial toolbelt of individuals juggling multiple debts. At its core, consolidation is the process of combining several loans or liabilities into one single loan. This technique is not just a clerical convenience but a strategic move that can transform repayment chaos into manageable order. By merging debts, borrowers can often secure better interest rates, lower monthly payments, and a more transparent repayment timeline. - read more
Step-by-Step Guide to Navigating the Loan Application Process
Step-by-Step Guide to Navigating the Loan Application Process
Welcome to our step-by-step guide to navigating the loan application process! Whether you're seeking a home loan, personal loan, or business loan, the journey can seem overwhelming. - read more
Practical Financial Advice for Every Australian: From First Loans to Retirement
Practical Financial Advice for Every Australian: From First Loans to Retirement
Welcome to the beginning of your financial journey. As an Australian, understanding the nuances of financial planning is pivotal to securing your economic future. Whether you're applying for your first loan or on the cusp of retirement, the financial decisions you make will have a lasting impact on your life. This guide aims to walk you through each stage, providing practical advice that you can apply to your own circumstances. - read more
How to Improve Your Credit Score in 30 Days
How to Improve Your Credit Score in 30 Days
Understanding your credit score is crucial, especially when you're looking to secure a loan. Whether it's for a home, a car, or personal use, a good credit score can make a significant difference in the type of loan you qualify for and the interest rates you'll be offered. - read more
The Pros and Cons of Personal Loans for Young Professionals
The Pros and Cons of Personal Loans for Young Professionals
Personal loans are a financial tool that many young professionals consider when they need extra funds. Whether it's for consolidating debt, covering unexpected expenses, or making a big purchase, personal loans can provide the flexibility you need to manage your finances effectively. - read more

Finance News

RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures
RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures
14 Nov 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady at 3.60% during its November 2025 meeting. This decision reflects the central bank's ongoing concerns about inflation, which has risen above the target range of 2–3% and is expected to remain elevated for some time. - read more
ANZ Bank Adjusts Cash Rate Forecast: No Cuts Anticipated Until 2026
ANZ Bank Adjusts Cash Rate Forecast: No Cuts Anticipated Until 2026
14 Nov 2025: Paige Estritori
ANZ Bank has revised its cash rate forecast, now expecting no cuts until February 2026. This adjustment aligns with similar revisions by other major banks, reflecting a collective response to recent economic data and RBA communications. - read more
RBA's November 2025 Statement: Inflation Trends and Economic Projections
RBA's November 2025 Statement: Inflation Trends and Economic Projections
14 Nov 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has released its November 2025 Statement on Monetary Policy, highlighting concerns about rising inflation and providing insights into the future of the Australian economy. - read more
RBA Holds Cash Rate at 3.60% in November 2025
RBA Holds Cash Rate at 3.60% in November 2025
06 Nov 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November 2025 meeting. This decision reflects the central bank's cautious approach in balancing inflation control with employment objectives. - read more
ANZ Revises RBA Rate Cut Forecast to February 2026
ANZ Revises RBA Rate Cut Forecast to February 2026
06 Nov 2025: Paige Estritori
ANZ has adjusted its forecast regarding the Reserve Bank of Australia's (RBA) next cash rate cut, now anticipating the reduction to occur in February 2026. This revision aligns with similar adjustments by other major banks, reflecting a collective response to recent economic data and RBA communications. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

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Knowledgebase
Mortgage Document:
The physical contract agreement that a Mortgagee (lender) enters into with a Mortgagor (borrower) outlining the precice terms of a mortgage loan.


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