Anyloan Australia :: Podcasts

AnyLoan Australia Weekly NewsCast

Welcome to the AnyLoan Finance NewsCast with your host, Paige Estritori, where we deliver the latest and most significant news from the world of Australian Loan Finance. Our dedicated team works tirelessly to bring you the freshest updates, focusing on the stories that matter the most to both Australian businesses and individual consumers over the past week.

Through meticulous research, we transform these developments into original content that not only keeps you informed but also offers deep insights into the financial landscape as it stands today. Our podcast distills these crucial updates into a format that's both succinct and captivating. For professionals within the finance realm or personal consumers keen on keeping up with mortgage and finance trends, look no further. Paige Estritori brings you all the essential information daily, making our podcast the ultimate destination for trustworthy and impactful finance news.

This Week:

This week, Paige covers four developments for Australian borrowers and small businesses: RBA research shows small‑business lending rates eased slightly more than the cash rate and access to credit has improved; the RBAs review of card payment costs and surcharging has 174 submissions and is extended to March 2026; the Governor outlined priorities to modernise payments, supporting safe, reliable and low‑cost digital transactions; and ASIC issued interim stop orders against a private credit fund, highlighting the need for transparent, regulated finance. Plus, a reminder the next RBA decision is on 4 November.

Read Full Transcript:

Hello and welcome to the AnyLoan Australia Weekly NewsCast, Im Paige Estritori, and its Sunday 26 October 2025. First, fresh insight for small businesses. On Thursday 23 October, the Reserve Banks latest Bulletin reported conditions have improved, but remain subdued. Crucially, variable lending rates for small businesses have fallen a touch more than the cash rate this year, and credit is more available, including unsecured options, as competition heats up. If youve been told “not yet” before, it may be time to compare lenders again and check eligibility for working capital, vehicle or equipment finance. Next up, payments and surcharging. On Friday 24 October, the Reserve Bank released a summary of 174 submissions to its review of merchant card payment costs and surcharging, and pushed the finish date to March 2026. That means current rules stay in place for now, but change is on the way. If you surcharge, audit your terminal settings and costs, consider least‑cost routing, and make sure any surcharge reflects your cost of acceptance to protect cash flow and, in turn, your borrowing capacity. Meanwhile, the Governor on Friday set out priorities to modernise Australias payments system. Australians now make about seven hundred digital payments a year, and the focus is on services that are safe, reliable, low‑cost and easy to use, including faster transfers through PayID and the New Payments Platform. For borrowers and buyers, that points to quicker settlements and fewer delays when funds move on personal loans, car finance or business equipment purchases. Have your accounts and ID ready so approvals can translate into fast drawdown when you need it. And a heads‑up on product risks. On Tuesday 21 October, the corporate regulator, ASIC, issued interim stop orders against a private credit investment fund over concerns with its product disclosure statements. Its a reminder to check that any funding source you consider is transparent and appropriately regulated. Using a broker can help steer you to reputable lenders and clear documentation. Before we go, the next Reserve Bank cash rate decision is due Tuesday 4 November. Well unpack what it means for personal and business loans, and how to compare your options. Thats it for this week. For personalised support, free eligibility checks, calculators and side‑by‑side quotes across multiple lenders, visit anyloan.com.au.

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