Welcome to the AnyLoan Finance NewsCast with your host, Paige Estritori, where we deliver the latest and most significant news from the world of Australian Loan Finance. Our dedicated team works tirelessly to bring you the freshest updates, focusing on the stories that matter the most to both Australian businesses and individual consumers over the past week.
Through meticulous research, we transform these developments into original content that not only keeps you informed but also offers deep insights into the financial landscape as it stands today. Our podcast distills these crucial updates into a format that's both succinct and captivating. For professionals within the finance realm or personal consumers keen on keeping up with mortgage and finance trends, look no further. Paige Estritori brings you all the essential information daily, making our podcast the ultimate destination for trustworthy and impactful finance news.
Today:
Paige covers four developments for Australian borrowers: fixed home loan rates dropping below 5% at multiple lenders; cashback deals returning for mortgage refinancers and what to watch; the arrival of a 40‑year mortgage option for first‑home buyers and its trade‑offs; and the RBAs current cash rate and upcoming 30 September decision. She explains why each matters and invites listeners to compare options and check eligibility with AnyLoan.
Welcome to the AnyLoan Australia Weekly NewsCast with me, Paige Estritori, for Wednesday 17 September 2025.
First up, fixed rates are heating up. A major bank has launched a limited two‑year fixed home loan starting with a four, aimed at owner‑occupiers with roughly a 30% deposit. And there are now well over 30 lenders with at least one fixed rate below five per cent. If youre weighing fixed versus variable, well compare options across multiple lenders and show the repayments side‑by‑side in minutes.
Meanwhile, cashback offers are back in the refinance market. Some lenders are dangling up to about four thousand dollars to switch. The fine print matters: minimum loan sizes, loan‑to‑value caps and higher ongoing rates or fees can erase the headline benefit. If youre considering a move, let us line up quotes and crunch the break‑even so you can keep more in your pocket.
Next up, extra‑long home loans. A customer‑owned bank has rolled out a 40‑year mortgage for first‑home buyers, joining a small group already offering four‑decade terms. Longer terms can ease monthly repayments but increase total interest over time, and eligibility rules still apply. If serviceability is tight, we can model different loan terms and structures, and help you compare pathways without committing to any one lender.
And the rate outlook: the Reserve Bank of Australia, or RBA, has the cash rate holding around three point six per cent after Augusts move, with the next decision due on Tuesday 30 September at two‑thirty in the afternoon AEST. Fixed rates are already shifting, and variable rates could follow if policy eases again. If you plan to borrow this spring, get your documents ready and run a free eligibility check now so you can act quickly when you find the right deal.
Thats it for today. For personalised support, comparisons and calculators across personal and business loans, asset finance and leasing, head to anyloan.com.au. Im Paige, thanks for listening, and Ill see you next time.
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
Getting your loan approved is a significant milestone, but it also opens the door to many new responsibilities. Proper management of your finances after loan approval is crucial to avoid common pitfalls that could derail your financial stability. - read more
Understanding the nuances of interest rates in today's Australian financial landscape is more than a matter of mere fiscal responsibility; it is a critical step in safeguarding your personal economy and ensuring that any loan acquired aligns perfectly with your financial aspirations for 2024 and beyond. In a world where every percentage point can translate into significant savings or costs over time, grasping what's at stake when selecting a loan provider becomes an essential skill. - read more
Applying for loans online has become a convenient and efficient way to secure funds for various purposes. With just a few clicks, individuals can submit their applications and receive a decision within a short span of time. However, it is important to approach the online loan application process with caution to avoid common mistakes that could potentially affect the outcome of the application. - read more
Welcome to the beginning of your financial journey. As an Australian, understanding the nuances of financial planning is pivotal to securing your economic future. Whether you're applying for your first loan or on the cusp of retirement, the financial decisions you make will have a lasting impact on your life. This guide aims to walk you through each stage, providing practical advice that you can apply to your own circumstances. - read more
Credit scores play a crucial role in loan applications, determining eligibility and interest rates for borrowers. Understanding how credit scores are calculated and the impact they have on loan applications is essential for anyone who wants to borrow smartly. - read more
The Australian Securities and Investments Commission (ASIC) has introduced a new, consolidated legislative instrument that relates to financial advice. This update follows through on ASIC's May announcement regarding the remake of three existing advice-related instruments. - read more
Australia’s leading financial institution, the Commonwealth Bank of Australia, has openly criticised the Reserve Bank of Australia (RBA) for its calculations related to a proposed reduction in debit and credit card transaction fees. The RBA suggested that the reform would save Australian businesses $1.2 billion annually and benefit the majority of companies, a claim that the Commonwealth Bank strongly disputes. - read more
Amid a period of robust consumer spending, Australia's mortgage holders may face limited future interest-rate cuts. The Commonwealth Bank has observed Australians increasing their spending over the last six months, spurred by rising incomes, a robust job market, and previously lowered interest rates. - read more
The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
A recent study by Adviser Ratings, as outlined in the 2025 Australian Financial Advice Landscape Report, indicates that the number of financial advisers in Australia will need to increase significantly. From the present count of 15,500 advisers, the industry is expected to require more than 50,000 over the next thirty years to cater to a growing retiree population. - read more
