Welcome to the AnyLoan Finance NewsCast with your host, Paige Estritori, where we deliver the latest and most significant news from the world of Australian Loan Finance. Our dedicated team works tirelessly to bring you the freshest updates, focusing on the stories that matter the most to both Australian businesses and individual consumers over the past week.
Through meticulous research, we transform these developments into original content that not only keeps you informed but also offers deep insights into the financial landscape as it stands today. Our podcast distills these crucial updates into a format that's both succinct and captivating. For professionals within the finance realm or personal consumers keen on keeping up with mortgage and finance trends, look no further. Paige Estritori brings you all the essential information daily, making our podcast the ultimate destination for trustworthy and impactful finance news.
This Week:
This week: the RBAs next cash‑rate call arrives at 1:30 pm AEST on Tuesday, 3 February, with forecasts split on a possible rise; APRAs new limit on high debt‑to‑income mortgages starts Sunday, 1 February, which may affect borrowers stretching above six times income; and renewed attention on the Help to Buy shared‑equity scheme, with tips to check eligibility and compare options. Listeners are encouraged to stress‑test repayments, check borrowing capacity, and use AnyLoans calculators and free eligibility tools before making decisions.
EPISODE 1152 | AnyLoan Australia Weekly NewsCast | Sun, 18th Jan 2026
20 Jan 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to the AnyLoan Australia Weekly NewsCast; Im Paige Estritori, and its Sunday, 18 January 2026.
First up, the Reserve Bank of Australia, or RBA, will hand down its next cash‑rate decision at 1:30 pm AEST on Tuesday, 3 February. The cash rate is currently about 3.6 per cent, and major bank forecasts are split on whether well see a small rise or no change. For homeowners and small businesses, nows a good time to stress‑test repayments and compare options so youre not rushing after the announcement. You can check your numbers with our calculators and line up quotes to keep things simple and fast.
Meanwhile, from Sunday, 1 February, the banking regulator—APRA, the Australian Prudential Regulation Authority—will switch on a new cap for high debt‑to‑income, or DTI, loans. Banks will be limited to having no more than 20 per cent of new mortgages at a DTI of six times income or higher, measured separately for owner‑occupiers and investors, with exemptions for bridging loans and new builds. If your borrowing is near that six‑times mark, some lenders may pace approvals through the quarter, so tidying other debts and checking borrowing capacity early can help you compare lenders efficiently.
And this week weve seen fresh focus on the federal Help to Buy shared‑equity scheme. Shared equity means the government co‑buys a stake in your home so you need a smaller deposit and loan, and you settle their share when you sell or refinance. It wont suit everyone—eligibility rules, price caps, and what you can do with the property all matter—so weigh it alongside low‑deposit guarantees and traditional loans. If youre a first‑home buyer, run eligibility checks and model repayments before you commit.
Thats it for this week. For calculators, a free eligibility check, and side‑by‑side quotes across personal and business loans, leasing and asset finance, head to anyloan.com.au. Im Paige Estritori—thanks for listening, and Ill catch you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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