Welcome to the AnyLoan Finance NewsCast with your host, Paige Estritori, where we deliver the latest and most significant news from the world of Australian Loan Finance. Our dedicated team works tirelessly to bring you the freshest updates, focusing on the stories that matter the most to both Australian businesses and individual consumers over the past week.
Through meticulous research, we transform these developments into original content that not only keeps you informed but also offers deep insights into the financial landscape as it stands today. Our podcast distills these crucial updates into a format that's both succinct and captivating. For professionals within the finance realm or personal consumers keen on keeping up with mortgage and finance trends, look no further. Paige Estritori brings you all the essential information daily, making our podcast the ultimate destination for trustworthy and impactful finance news.
This Week:
Paige recaps the week for Australian borrowers. The RBA raised the cash rate to 3.85% on 3 February, signalling higher variable rates for mortgages and business lending. Major banks are lifting savings rates from 13 February, with ongoing rates near 4.5% and youth products up to about 5.25%, but conditions apply. For variable mortgage holders, banks generally pass changes on within one to three weeks, and increase minimum repayments after at least 20–30 days notice. Listeners are encouraged to compare options, check eligibility, and use calculators and broker support at AnyLoan.
EPISODE 1248 | AnyLoan Australia Weekly NewsCast | Sun, 8th Feb 2026
10 Feb 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to the AnyLoan Australia Weekly NewsCast, Im Paige Estritori, and its Sunday, 8 February 2026.
First up, the Reserve Bank lifted the cash rate by a quarter of a percentage point to 3.85% on Tuesday, 3 February. The Bank said inflation picked up in the second half of last year and is likely to stay above its two to three per cent target for a while. That means variable rates on mortgages and many business loans are set to move higher as lenders reprice. If youre weighing up personal, car or equipment finance, compare options now, check your eligibility, and look at flexible features like offset or redraw to help manage cash flow.
Meanwhile, banks have begun to lift savings rates. From Friday, 13 February, major banks are increasing select accounts, with ongoing rates around four and a half per cent, and up to about five and a quarter per cent for customers aged 18 to 34 on youth-style products. But many accounts only pay the higher rate if you meet monthly conditions; the base rate can be tiny if you miss them. Take a minute to check what youre earning, and decide whether an offset or a high‑interest saver better suits your goals; our calculators can help you run the numbers fast.
Finally, a quick timing check for borrowers on variable home loans. Banks typically pass on changes within one to three weeks, but your minimum repayment may not rise until after you receive at least 20 to 30 days notice, depending on your billing cycle. Use that window to review your budget, benchmark your current rate against the market, and if its not competitive, let a broker do the legwork comparing lenders and terms so you can move quickly with confidence.
Thats the wrap. For a free eligibility check, side‑by‑side quotes, calculators and Australia‑wide broker support across personal and business loans, leasing and finance, head to anyloan.com.au. Thanks for listening and Ill see you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Knowledgebase
Adjustable-Rate Mortgage (ARM): A type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.
