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NAB Continues to Dominate Australia's Expanding Business Lending Market

Understanding NAB's Leadership in the $1.2 Trillion Business Lending Sector

NAB Continues to Dominate Australia's Expanding Business Lending Market?w=400

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The Australian business lending landscape has witnessed significant growth, with the total lending to non-financial businesses reaching $1.2 trillion as of January 2026.
This marks a 9.3% increase over the year and a substantial 53.9% rise compared to January 2020, according to the Australian Prudential Regulation Authority (APRA).

National Australia Bank (NAB) continues to lead this burgeoning market, holding a loan book valued at $261.1 billion in January. This represents a 0.2% increase over the month and an 11.6% growth over the year. NAB's market share stands at 21.8%, underscoring its dominant position in the business lending sector.

Commonwealth Bank of Australia (CBA) follows closely, reporting $230.8 billion in business lending, with a 0.9% month-on-month increase and a 12.0% year-on-year growth. CBA's market share has risen to 19.1%, reflecting its strategic focus on expanding its business lending portfolio.

These figures highlight a robust and competitive business lending environment in Australia. For businesses seeking financing, this growth translates into more opportunities and potentially more favourable lending conditions. However, it's crucial for business owners to carefully assess their financing options, considering factors such as interest rates, loan terms, and the specific needs of their enterprises.

In this dynamic market, staying informed about the latest developments and understanding the offerings of various lenders can empower businesses to make strategic decisions that align with their growth objectives.

Published:Friday, 6th Mar 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Monetary Policy:
The actions of a central bank or other regulatory authority that determine the size and rate of growth of the money supply.


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