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Finance Articles

Tips to Improve Your Loan Eligibility in Australia
Tips to Improve Your Loan Eligibility in Australia
For many self-employed Australians, securing a loan can feel like a daunting task. Unlike salaried employees, self-employed individuals often face unique challenges when it comes to proving their income stability and financial health. - read more
Common Mistakes to Avoid When Assessing Loan Eligibility
Common Mistakes to Avoid When Assessing Loan Eligibility
Securing a loan can be pivotal for turning your aspirations into reality, whether it's buying your first home or funding a new business venture. Understanding loan eligibility is crucial in this process, as it determines the feasibility of receiving the necessary funds. It's not just about meeting the lender's criteria but also about ensuring that you are genuinely prepared to manage the financial commitment. - read more
How to Improve Your Credit Score in 30 Days
How to Improve Your Credit Score in 30 Days
Understanding your credit score is crucial, especially when you're looking to secure a loan. Whether it's for a home, a car, or personal use, a good credit score can make a significant difference in the type of loan you qualify for and the interest rates you'll be offered. - read more
Practical Financial Advice for Every Australian: From First Loans to Retirement
Practical Financial Advice for Every Australian: From First Loans to Retirement
Welcome to the beginning of your financial journey. As an Australian, understanding the nuances of financial planning is pivotal to securing your economic future. Whether you're applying for your first loan or on the cusp of retirement, the financial decisions you make will have a lasting impact on your life. This guide aims to walk you through each stage, providing practical advice that you can apply to your own circumstances. - read more
Understanding Loan Comparison: A Guide for New Borrowers
Understanding Loan Comparison: A Guide for New Borrowers
For new borrowers, stepping into the world of loans can be overwhelming. There are numerous options available, and each comes with its own set of terms, interest rates, and features. - read more

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Finance News

RBA Holds Cash Rate at 4.35% Amid Economic Uncertainty
RBA Holds Cash Rate at 4.35% Amid Economic Uncertainty
09 Jun 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to maintain the official cash rate at 4.35% during its June 2026 meeting. This decision comes amidst a backdrop of slowing economic growth and persistent inflationary pressures. - read more
APRA Evaluates 3% Serviceability Buffer Following Industry Consultation
APRA Evaluates 3% Serviceability Buffer Following Industry Consultation
09 Jun 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) is currently reviewing the 3% serviceability buffer applied to mortgage lending, following a consultation period that concluded in early June 2026. This buffer requires lenders to assess borrowers' ability to repay loans at an interest rate 3% higher than the current rate, aiming to ensure financial resilience among borrowers. - read more
Liberty Financial Achieves Record SME and SMSF Lending Amid Residential Loan Decline
Liberty Financial Achieves Record SME and SMSF Lending Amid Residential Loan Decline
09 Jun 2026: Paige Estritori
Liberty Financial Group has reported record lending volumes in the Small and Medium-sized Enterprise (SME) and Self-Managed Super Fund (SMSF) sectors for the first half of the 2026 financial year. This achievement has helped offset a decline in the company's residential loan portfolio. - read more
Cochlear's Profit Warning Sends Ripples Through ASX 200
Cochlear's Profit Warning Sends Ripples Through ASX 200
25 May 2026: Paige Estritori
The Australian stock market experienced a notable decline following Cochlear's announcement of a significant reduction in its profit guidance. The S&P/ASX 200 index closed 105.8 points lower, a 1.18% decrease, marking the largest single-day fall in over a month. Cochlear, a leading medical device company, slashed its FY26 earnings outlook by approximately 30%, citing challenges in key markets and increased competition. - read more
P&N Bank and Bank Australia Set to Merge
P&N Bank and Bank Australia Set to Merge
25 May 2026: Paige Estritori
P&N Bank has announced plans to merge with Bank Australia, aiming to establish a $30 billion mutual lender. This move comes less than six months after a previous merger attempt with Great Southern Bank was unsuccessful. The proposed merger is expected to enhance the combined entity's ability to offer competitive products and services to their members. - read more

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