Put a Balloon Payment in a loan with the 6 steps to keep the loan profitable and safe
Reduce loan monthly loan payments to half of what they should be, by using a balloon payment. Handled correctly, a very smart thing to do. Mishandled,... read more Mortgages, personal loans and credit cards - what the banks don't want you to know about debt.
Have you ever wondered why its so easy to get into debt, when you don't want to. And then wondered why its so hard to save a $1,000, when you need... read more Credit Cards: Reasons Why Your Credit Rating May Drop
Credit rating plays a very important role in determining the creditworthiness of an individual. Most people, however, face the dilemma of having... read more Finances Approaching Empty? Watch For These Four Amber Lights
We know when we have plenty. We are sure when we have a little. However, do we know when we are approaching empty? Like traffic lights, there are... read more Buying a home when rates go up
When rates go up, opportunities abound. You see, many homeowners, builders, and developers, find themselves in more negotiable positions because... read more Home Loans: Hot tips for borrowers
Buying a home is one of life's biggest purchasing decisions for most Australians. Here are 27 ways that can help you save big money on your home... read more Be Credit Wise - Tips For Credit Cards In Australia
These days, life without a credit card would be hard to imagine. We have become so used to the convenience of "plastic", we don't leave home without... read more Which Credit Card is Right for You
If you're in the market for a new credit card, there is a bewildering array of cards to choose from. There are even more incentive offers, so how... read more 18 fundamental money rules to live by
In a financial environment where everything seems to be getting more and more complex, it is essential that you anchor your own financial future... read more Finance: Default and repossession
Most people would assume that a default under a loan contract means that payments haven't been made but, as you are about to learn, there are other... read more | 