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Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance – with an initial enquiry that does not create a credit file entry. Brokers or lenders may check your credit file later in their assessment process with your consent.

AnyLoan Australia Weekly NewsCast

Podcast Cover Image Paige Estritori covers the week in Australian lending. The cash rate remains 4.35% ahead of the 16 June RBA decision, with new analysis showing lending rates moving in step with the cash rate. Mortgage stress is elevated, with heavy demand for assistance. The RBAs latest review reports bank fees up about 3%, driven by housing and business lending activity, highlighting the need to compare all‑in costs. A major bank copped a $26m fine for hardship failures, reinforcing borrower rights. Briefly, default electricity prices will fall in parts of SEQ and NSW from July.

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances. We match you with a broker or adviser who may offer you a range of products from their panel of lenders. Not all lenders or products in the market are compared

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our national broker referral network. Broking partners will seek to provide you with competitive rates from their panel of lenders; actual rates may vary based on your circumstances.

No credit check on initial enquiry

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options. If you choose to proceed with a lender or broker after referral, they may require your consent to access your credit file as part of their assessment.

responsible lending
WARNING to borrowers: unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan. For independent guidance on borrowing and managing debt, visit the Australian Government's MoneySmart website.

Finance Articles

The Art of Loan Management: An Essential Skill for Australians
The Art of Loan Management: An Essential Skill for Australians
Loan management skills are crucial for individuals and families in Australia, as they play a vital role in managing finances and achieving financial stability. Effective loan management enables individuals to make sound financial decisions and avoid falling into debt traps. This article aims to highlight the importance of acquiring loan management skills and how it can benefit Australians. - read more
Debt Management Tips to Keep Your Credit Score Healthy
Debt Management Tips to Keep Your Credit Score Healthy
Debt management involves strategies and practices designed to help individuals control their debt and maintain a healthy financial standing. It includes everything from budgeting and tracking expenses to negotiating better terms with creditors and consolidating debts for easier repayment. - read more
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Navigating the complexities of loan repayments can be daunting, but understanding the components and their impact on our financial health is essential. In Australia, a wise approach to loan repayment not only alleviates financial strain but directly influences our credit scores and future borrowing capacity. - read more
Common Mistakes to Avoid When Assessing Loan Eligibility
Common Mistakes to Avoid When Assessing Loan Eligibility
Securing a loan can be pivotal for turning your aspirations into reality, whether it's buying your first home or funding a new business venture. Understanding loan eligibility is crucial in this process, as it determines the feasibility of receiving the necessary funds. It's not just about meeting the lender's criteria but also about ensuring that you are genuinely prepared to manage the financial commitment. - read more
Comparing Loan Options in Australia: The Role of Loan Calculators
Comparing Loan Options in Australia: The Role of Loan Calculators
Loan calculators are powerful tools that assist borrowers in estimating their potential loan payments. By inputting variables such as loan amount, interest rate, and loan term, these calculators provide insight into what one's monthly repayments might look like. This can be invaluable for budgeting and financial planning purposes. - read more

Finance News

RBA Holds Cash Rate at 4.35% Amid Economic Uncertainty
RBA Holds Cash Rate at 4.35% Amid Economic Uncertainty
09 Jun 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to maintain the official cash rate at 4.35% during its June 2026 meeting. This decision comes amidst a backdrop of slowing economic growth and persistent inflationary pressures. - read more
APRA Evaluates 3% Serviceability Buffer Following Industry Consultation
APRA Evaluates 3% Serviceability Buffer Following Industry Consultation
09 Jun 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) is currently reviewing the 3% serviceability buffer applied to mortgage lending, following a consultation period that concluded in early June 2026. This buffer requires lenders to assess borrowers' ability to repay loans at an interest rate 3% higher than the current rate, aiming to ensure financial resilience among borrowers. - read more
Liberty Financial Achieves Record SME and SMSF Lending Amid Residential Loan Decline
Liberty Financial Achieves Record SME and SMSF Lending Amid Residential Loan Decline
09 Jun 2026: Paige Estritori
Liberty Financial Group has reported record lending volumes in the Small and Medium-sized Enterprise (SME) and Self-Managed Super Fund (SMSF) sectors for the first half of the 2026 financial year. This achievement has helped offset a decline in the company's residential loan portfolio. - read more
Cochlear's Profit Warning Sends Ripples Through ASX 200
Cochlear's Profit Warning Sends Ripples Through ASX 200
25 May 2026: Paige Estritori
The Australian stock market experienced a notable decline following Cochlear's announcement of a significant reduction in its profit guidance. The S&P/ASX 200 index closed 105.8 points lower, a 1.18% decrease, marking the largest single-day fall in over a month. Cochlear, a leading medical device company, slashed its FY26 earnings outlook by approximately 30%, citing challenges in key markets and increased competition. - read more
P&N Bank and Bank Australia Set to Merge
P&N Bank and Bank Australia Set to Merge
25 May 2026: Paige Estritori
P&N Bank has announced plans to merge with Bank Australia, aiming to establish a $30 billion mutual lender. This move comes less than six months after a previous merger attempt with Great Southern Bank was unsuccessful. The proposed merger is expected to enhance the combined entity's ability to offer competitive products and services to their members. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Credit Default Swap (CDS):
A financial derivative or contract that allows an investor to "swap" or offset their credit risk with that of another investor.


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