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Beforepay Group Introduces New Personal Loan Offering

Fintech Innovator Expands with Flexible Loan Solution for Australians

Beforepay Group Introduces New Personal Loan Offering?w=400

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Beforepay Group, an ethical-lending fintech established in 2019, has announced the launch of its latest financial product-the Beforepay Personal Loan.
This new offering aims to provide Australians with safe and affordable lending options, complementing the company's existing Pay Advance and Tax Refund Advance services.

The Personal Loan product is being introduced in phases, initially offering loans ranging from $2,001 to $3,000 for terms up to three months. Eligible existing customers will be the first to access this service, with plans to expand availability in the future. The loan is priced with a 5% fee and a 1.5% monthly interest charge, reflecting Beforepay's commitment to transparent and fair lending practices.

Jamie Twiss, CEO of Beforepay Group, emphasised the significance of this launch: "The introduction of our Personal Loan marks a pivotal step in our mission to provide additional safe and affordable financial products. Our advanced capabilities in data science, machine learning, and AI enable us to support tailored lending products as we grow."

In line with its ethical lending ethos, Beforepay Group has obtained an Australian Credit Licence (ACL) to ensure compliance with the National Consumer Credit Protection Act 2009. This regulatory adherence underscores the company's dedication to offering secure and responsible financial services.

For Australians seeking flexible and transparent loan options, Beforepay's new Personal Loan product presents a promising alternative. As the company continues to expand its offerings, customers can anticipate more innovative solutions tailored to their financial needs.

Published:Tuesday, 2nd Sep 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Revolving Credit:
A type of credit that does not have a fixed number of payments, in contrast to installment credit.


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