Anyloan Australia :: News
SHARE

Share this news item!

RBA Holds Cash Rate at 3.60% in November 2025

Central Bank Responds to Inflation and Employment Data

RBA Holds Cash Rate at 3.60% in November 2025?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November 2025 meeting.
This decision reflects the central bank's cautious approach in balancing inflation control with employment objectives.

Recent economic indicators have influenced this stance. The headline Consumer Price Index (CPI) rose to 3.2% in September 2025, up from 2.1% in the June quarter, indicating persistent inflationary pressures. Concurrently, the unemployment rate edged up to 4.5% in September, suggesting a slight softening in the labour market.

By maintaining the cash rate, the RBA aims to assess how these economic conditions evolve and determine if further adjustments are necessary to maintain financial stability. This decision underscores the importance of staying informed about economic shifts and their potential impact on personal finances.

For individuals considering home purchases, refinancing existing loans, or exploring investment opportunities, this period presents an opportune moment to reassess financial plans. Engaging with financial advisors or brokers can provide tailored insights and strategies to navigate the current economic landscape effectively.

Published:Thursday, 6th Nov 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Finance News

Cigno Australia Penalised $7 Million for Unlawful Payday Lending Practices
Cigno Australia Penalised $7 Million for Unlawful Payday Lending Practices
09 May 2026: Paige Estritori
In a landmark decision, the Federal Court has imposed a total of $7 million in fines on Cigno Australia and BSF Solutions, along with their respective directors, for operating an illegal payday lending scheme that contravened Australian credit laws. This ruling underscores the Australian Securities and Investments Commission's (ASIC) commitment to safeguarding consumers from predatory financial practices. - read more
Australian SMEs Boost Borrowing to Fuel Business Expansion
Australian SMEs Boost Borrowing to Fuel Business Expansion
09 May 2026: Paige Estritori
Data from digital non-bank lender OnDeck reveals a significant uptick in loan applications from Australian small and medium-sized enterprises (SMEs) during the December quarter of 2025. Notably, 34% of these applications were aimed at funding business expansion, indicating a shift from survival-focused borrowing to growth-oriented investments. - read more
AMP Bank's SuperEdge: A New Era in SMSF Residential Lending
AMP Bank's SuperEdge: A New Era in SMSF Residential Lending
01 May 2026: Paige Estritori
AMP Bank has re-entered the self-managed super fund (SMSF) lending market with the launch of SuperEdge, a residential property lending solution tailored for SMSF trustees. This move addresses the growing demand among Australians seeking greater control and flexibility in their retirement planning. - read more
RBA Warns of Economic Risks from Global Conflicts and AI Challenges
RBA Warns of Economic Risks from Global Conflicts and AI Challenges
01 May 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has highlighted significant risks to the nation's economic stability, citing the prolonged conflict in the Middle East and potential downgrades in artificial intelligence (AI) profitability as primary concerns. These factors contribute to an environment where economic risks are both high and escalating. - read more
Financial Troubles at Grow Inc Raise Concerns for HESTA Members
Financial Troubles at Grow Inc Raise Concerns for HESTA Members
01 May 2026: Paige Estritori
Grow Inc, the administration provider for HESTA, one of Australia's largest superannuation funds, is experiencing significant financial difficulties. Recent financial reports reveal that Grow Inc's liabilities nearly double its assets, raising questions about its long-term viability and the potential impact on HESTA's member services. - read more


Finance Articles

Common Mistakes to Avoid When Assessing Loan Eligibility
Common Mistakes to Avoid When Assessing Loan Eligibility
Securing a loan can be pivotal for turning your aspirations into reality, whether it's buying your first home or funding a new business venture. Understanding loan eligibility is crucial in this process, as it determines the feasibility of receiving the necessary funds. It's not just about meeting the lender's criteria but also about ensuring that you are genuinely prepared to manage the financial commitment. - read more
Loan Management Tips for Australian Freelancers and Self-Employed
Loan Management Tips for Australian Freelancers and Self-Employed
Freelancers and self-employed individuals in Australia often navigate a unique set of financial challenges. The unpredictable nature of income can make budgeting and long-term financial planning more difficult compared to those with a steady paycheck. As work comes and goes in fluctuating cycles, financial stability can sometimes feel elusive. - read more
Tips to Improve Your Loan Eligibility in Australia
Tips to Improve Your Loan Eligibility in Australia
For many self-employed Australians, securing a loan can feel like a daunting task. Unlike salaried employees, self-employed individuals often face unique challenges when it comes to proving their income stability and financial health. - read more
Comparing Loan Options in Australia: The Role of Loan Calculators
Comparing Loan Options in Australia: The Role of Loan Calculators
Loan calculators are powerful tools that assist borrowers in estimating their potential loan payments. By inputting variables such as loan amount, interest rate, and loan term, these calculators provide insight into what one's monthly repayments might look like. This can be invaluable for budgeting and financial planning purposes. - read more
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
For Australians, the quest to secure a loan can be as nerve-wracking as it is pivotal. Whether it's to finance a home, car, or even to consolidate debts, the outcome can profoundly impact your financial trajectory. Acquiring loan approval is not merely about ticking boxes; it's about presenting a financial profile that reassures lenders of your capacity and commitment to repay. - read more


Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Subprime Loan:
A type of loan offered to individuals with poor credit scores, typically at a higher interest rate.


Quick Links: | Personal And Business Loans Australia | Business Loan Options | Personal Loans Australia | Leasing Finance Solutions | Finance Brokers Australia | Unsecured Business Loans | Vehicle And Equipment Finance | Compare Finance Quotes | Quick Loan Approval | Low Interest Loans | Flexible Loan Terms