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RBA Holds Cash Rate at 3.60% in November 2025

Central Bank Responds to Inflation and Employment Data

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November 2025 meeting.

This decision reflects the central bank's cautious approach in balancing inflation control with employment objectives.

Recent economic indicators have influenced this stance. The headline Consumer Price Index (CPI) rose to 3.2% in September 2025, up from 2.1% in the June quarter, indicating persistent inflationary pressures. Concurrently, the unemployment rate edged up to 4.5% in September, suggesting a slight softening in the labour market.

By maintaining the cash rate, the RBA aims to assess how these economic conditions evolve and determine if further adjustments are necessary to maintain financial stability. This decision underscores the importance of staying informed about economic shifts and their potential impact on personal finances.

For individuals considering home purchases, refinancing existing loans, or exploring investment opportunities, this period presents an opportune moment to reassess financial plans. Engaging with financial advisors or brokers can provide tailored insights and strategies to navigate the current economic landscape effectively.

Published:Thursday, 6th Nov 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Annual Percentage Rate (APR):
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