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Finance Articles

The Art of Loan Management: An Essential Skill for Australians
The Art of Loan Management: An Essential Skill for Australians
Loan management skills are crucial for individuals and families in Australia, as they play a vital role in managing finances and achieving financial stability. Effective loan management enables individuals to make sound financial decisions and avoid falling into debt traps. This article aims to highlight the importance of acquiring loan management skills and how it can benefit Australians. - read more
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding the loan application process can be quite challenging. However, with the right tools, it becomes much easier to navigate. One of these essential tools is a loan calculator. - read more
How to Boost Your Chances of Loan Approval
How to Boost Your Chances of Loan Approval
The loan approval process can often seem complex and daunting, but understanding what it entails is the first step toward boosting your chances. In essence, loan approval is the lender's process of assessing whether you are a viable candidate for the loan you have applied for. This involves evaluating your financial history, current financial status, and the potential risks involved in lending to you. - read more
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
Do You Qualify? Crucial Factors That Affect Your Loan Approval Odds
For Australians, the quest to secure a loan can be as nerve-wracking as it is pivotal. Whether it's to finance a home, car, or even to consolidate debts, the outcome can profoundly impact your financial trajectory. Acquiring loan approval is not merely about ticking boxes; it's about presenting a financial profile that reassures lenders of your capacity and commitment to repay. - read more
Loan Management Tips for Australian Freelancers and Self-Employed
Loan Management Tips for Australian Freelancers and Self-Employed
Freelancers and self-employed individuals in Australia often navigate a unique set of financial challenges. The unpredictable nature of income can make budgeting and long-term financial planning more difficult compared to those with a steady paycheck. As work comes and goes in fluctuating cycles, financial stability can sometimes feel elusive. - read more

Finance News

Enhanced Access to Home Ownership: Expansion of 5% Deposit Scheme
Enhanced Access to Home Ownership: Expansion of 5% Deposit Scheme
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has welcomed Housing Australia's recent decision to expand lender access to the Australian Government's 5% Deposit Scheme. This strategic move is set to increase competition among lenders and provide prospective home buyers with greater access and choice in the housing finance market. - read more
National AI Plan: A Catalyst for Australia's Finance Industry
National AI Plan: A Catalyst for Australia's Finance Industry
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has expressed strong support for the Albanese Government's recently unveiled National AI Plan, viewing it as a significant step toward unlocking the vast economic and productivity benefits that artificial intelligence (AI) can offer to Australia's finance sector. This strategic initiative is poised to position the nation at the forefront of AI integration within financial services, potentially contributing up to $60 billion to the economy. - read more
Non-Bank Lenders: A Pillar of Australia's Housing Finance
Non-Bank Lenders: A Pillar of Australia's Housing Finance
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has recently published an inaugural report focusing on residential mortgage non-bank lenders (RNBLs), highlighting their integral role in facilitating home ownership across the nation. This comprehensive analysis sheds light on how these lenders are pivotal in providing diverse financing options, especially for segments of the population that may find traditional banking avenues less accessible. - read more
ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
17 Jan 2026: Paige Estritori
In a significant development for the Australian banking sector, ANZ has successfully completed its $4.9 billion acquisition of Suncorp Bank. This strategic move, finalised on 31 July 2024, marks a pivotal expansion for ANZ, enhancing its service offerings and market reach across the nation. - read more
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
17 Jan 2026: Paige Estritori
The Australian mortgage market is witnessing a notable shift as non-bank lenders increasingly capture a larger share, challenging the dominance of traditional banking institutions. This trend is driven by digital innovation and evolving consumer preferences, leading to a more competitive landscape in home financing. - read more

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Knowledgebase
Debt Consolidation:
A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.


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