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Finance Articles

Essential Factors to Consider When Comparing Australian Loan Providers
Essential Factors to Consider When Comparing Australian Loan Providers
Understanding the nuances of interest rates in today's Australian financial landscape is more than a matter of mere fiscal responsibility; it is a critical step in safeguarding your personal economy and ensuring that any loan acquired aligns perfectly with your financial aspirations for 2024 and beyond. In a world where every percentage point can translate into significant savings or costs over time, grasping what's at stake when selecting a loan provider becomes an essential skill. - read more
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding Loan Calculators: A Practical Guide for Smart Borrowers
Understanding the loan application process can be quite challenging. However, with the right tools, it becomes much easier to navigate. One of these essential tools is a loan calculator. - read more
Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024
Understanding Interest Rates: How to Get the Best Deal on Your Loan in 2024
As we step into the year 2024, the financial landscape continues to evolve, bringing to the fore the ever-critical subject of interest rates. For anyone considering taking out a loan, whether for a car, a home, or personal expenses, understanding the mechanics of interest rates is not just beneficial; it’s essential. - read more
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Navigating the complexities of loan repayments can be daunting, but understanding the components and their impact on our financial health is essential. In Australia, a wise approach to loan repayment not only alleviates financial strain but directly influences our credit scores and future borrowing capacity. - read more
The Power of a Good Credit Score: Tips to Maintain and Protect Yours
The Power of a Good Credit Score: Tips to Maintain and Protect Yours
Credit scores play a crucial role in the financial journey of any individual, especially in Australia where they serve as a snapshot of your financial reliability. This numerical expression based on a level analysis of a person's credit files has a far-reaching impact on various aspects of financial borrowings. - read more

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Finance News

Enhanced Access to Home Ownership: Expansion of 5% Deposit Scheme
Enhanced Access to Home Ownership: Expansion of 5% Deposit Scheme
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has welcomed Housing Australia's recent decision to expand lender access to the Australian Government's 5% Deposit Scheme. This strategic move is set to increase competition among lenders and provide prospective home buyers with greater access and choice in the housing finance market. - read more
National AI Plan: A Catalyst for Australia's Finance Industry
National AI Plan: A Catalyst for Australia's Finance Industry
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has expressed strong support for the Albanese Government's recently unveiled National AI Plan, viewing it as a significant step toward unlocking the vast economic and productivity benefits that artificial intelligence (AI) can offer to Australia's finance sector. This strategic initiative is poised to position the nation at the forefront of AI integration within financial services, potentially contributing up to $60 billion to the economy. - read more
Non-Bank Lenders: A Pillar of Australia's Housing Finance
Non-Bank Lenders: A Pillar of Australia's Housing Finance
25 Jan 2026: Paige Estritori
The Australian Finance Industry Association (AFIA) has recently published an inaugural report focusing on residential mortgage non-bank lenders (RNBLs), highlighting their integral role in facilitating home ownership across the nation. This comprehensive analysis sheds light on how these lenders are pivotal in providing diverse financing options, especially for segments of the population that may find traditional banking avenues less accessible. - read more
ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
17 Jan 2026: Paige Estritori
In a significant development for the Australian banking sector, ANZ has successfully completed its $4.9 billion acquisition of Suncorp Bank. This strategic move, finalised on 31 July 2024, marks a pivotal expansion for ANZ, enhancing its service offerings and market reach across the nation. - read more
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
17 Jan 2026: Paige Estritori
The Australian mortgage market is witnessing a notable shift as non-bank lenders increasingly capture a larger share, challenging the dominance of traditional banking institutions. This trend is driven by digital innovation and evolving consumer preferences, leading to a more competitive landscape in home financing. - read more

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