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Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance – with an initial enquiry that does not create a credit file entry. Brokers or lenders may check your credit file later in their assessment process with your consent.

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances. We match you with a broker or adviser who may offer you a range of products from their panel of lenders. Not all lenders or products in the market are compared

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our national broker referral network. Broking partners will seek to provide you with competitive rates from their panel of lenders; actual rates may vary based on your circumstances.

No credit check on initial enquiry

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options. If you choose to proceed with a lender or broker after referral, they may require your consent to access your credit file as part of their assessment.

responsible lending
WARNING to borrowers: unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan. For independent guidance on borrowing and managing debt, visit the Australian Government's MoneySmart website.

Finance Articles

Top Mistakes to Avoid After Getting Your Loan Approved
Top Mistakes to Avoid After Getting Your Loan Approved
Getting your loan approved is a significant milestone, but it also opens the door to many new responsibilities. Proper management of your finances after loan approval is crucial to avoid common pitfalls that could derail your financial stability. - read more
Loan Management Tips for Australian Freelancers and Self-Employed
Loan Management Tips for Australian Freelancers and Self-Employed
Freelancers and self-employed individuals in Australia often navigate a unique set of financial challenges. The unpredictable nature of income can make budgeting and long-term financial planning more difficult compared to those with a steady paycheck. As work comes and goes in fluctuating cycles, financial stability can sometimes feel elusive. - read more
Top 10 Smart Borrowing Strategies for Australians: A Comprehensive Guide
Top 10 Smart Borrowing Strategies for Australians: A Comprehensive Guide
Smart borrowing is crucial for individuals and businesses in Australia to manage their financial goals effectively. With a well thought-out borrowing strategy, you can optimize your finances, minimize costs, and achieve your financial objectives. - read more
Your Complete Guide to Debt Consolidation Down Under
Your Complete Guide to Debt Consolidation Down Under
As Australians navigate their personal financial journey, understanding how to manage debt effectively becomes crucial. From dealing with various lines of credit to juggling personal loans, the concept of debt consolidation often emerges as a viable strategy to regain control of financial health. This guide delves deep into the heart of debt consolidation's landscape in Australia, offering a comprehensive examination of what it entails, its benefits, and its potential drawbacks. - read more
Smart Saving for Big Purchases: Training Your Dollars to Work Harder
Smart Saving for Big Purchases: Training Your Dollars to Work Harder
With the rising costs of living and the all-too-familiar financial hurdles, saving for large purchases can seem like a daunting task for many Australians. From buying a new car to securing the deposit on a home, significant expenses require a level of financial commitment and foresight that goes beyond everyday spending. - read more

Finance News

ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
ANZ Finalises Acquisition of Suncorp Bank for $4.9 Billion
17 Jan 2026: Paige Estritori
In a significant development for the Australian banking sector, ANZ has successfully completed its $4.9 billion acquisition of Suncorp Bank. This strategic move, finalised on 31 July 2024, marks a pivotal expansion for ANZ, enhancing its service offerings and market reach across the nation. - read more
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
Non-Bank Lenders Expand Presence in Australia's Mortgage Sector
17 Jan 2026: Paige Estritori
The Australian mortgage market is witnessing a notable shift as non-bank lenders increasingly capture a larger share, challenging the dominance of traditional banking institutions. This trend is driven by digital innovation and evolving consumer preferences, leading to a more competitive landscape in home financing. - read more
RBA Holds Cash Rate at 3.60% Amidst Economic Uncertainty
RBA Holds Cash Rate at 3.60% Amidst Economic Uncertainty
17 Jan 2026: Paige Estritori
In its latest monetary policy decision, the Reserve Bank of Australia (RBA) has opted to keep the official cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in navigating the current economic landscape, balancing the need to control inflation with the goal of sustaining economic growth. - read more
Westpac's Bold Move: Prioritising Business Lending in New Strategy
Westpac's Bold Move: Prioritising Business Lending in New Strategy
09 Jan 2026: Paige Estritori
Westpac Banking Corporation is undertaking a significant transformation, focusing on expanding its business lending capabilities to better serve Australia's small and medium-sized enterprises (SMEs). This strategic shift involves replacing traditional in-branch tellers with dedicated bankers specialising in home and business lending, aiming to provide more personalised and efficient services to business clients. - read more
LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
09 Jan 2026: Paige Estritori
Loan Market Group's (LMG) Asset Finance Exchange (AFX) has achieved a significant milestone, reporting approximately $80 million in settlements within its inaugural year. This accomplishment underscores the increasing demand for asset finance solutions among Australian small and medium-sized enterprises (SMEs). - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Balloon Payment:
A large payment due at the end of a balloon loan, usually after a series of smaller payments.


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