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Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

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All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances. We match you with a broker or adviser who may offer you a range of products from their panel of lenders. Not all lenders or products in the market are compared

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our national broker referral network. Broking partners will seek to provide you with competitive rates from their panel of lenders; actual rates may vary based on your circumstances

No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options. If you choose to proceed with a lender or broker after referral, they may require your consent to access your credit file as part of their assessment.

responsible lending
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Investing in Your Future: Building a Solid Financial Plan
Investing in Your Future: Building a Solid Financial Plan
Investing in your future is not just a prudent choice; it’s a necessity, particularly in the context of Australia's dynamic financial landscape. Making significant purchases like a home or car, or even affording a dream holiday, requires a strategic approach to saving. Understanding the value of foresight and preparation is the first step toward making your financial dreams a reality. - read more
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Top 10 Mistakes to Avoid in Loan Repayment in Australia
Navigating the complexities of loan repayments can be daunting, but understanding the components and their impact on our financial health is essential. In Australia, a wise approach to loan repayment not only alleviates financial strain but directly influences our credit scores and future borrowing capacity. - read more
Comparing Loan Options in Australia: The Role of Loan Calculators
Comparing Loan Options in Australia: The Role of Loan Calculators
Loan calculators are powerful tools that assist borrowers in estimating their potential loan payments. By inputting variables such as loan amount, interest rate, and loan term, these calculators provide insight into what one's monthly repayments might look like. This can be invaluable for budgeting and financial planning purposes. - read more
Smart Borrowing in the Digital Age: Navigating the World of Online Loans
Smart Borrowing in the Digital Age: Navigating the World of Online Loans
In today's digital age, the landscape of borrowing has evolved with the emergence of online loans. The convenience and accessibility offered by online lenders have made them an increasingly popular choice for Australians seeking financial assistance. However, it is essential to approach online borrowing with caution and make informed decisions to ensure smart borrowing practices. - read more
Fueling Your Startup Success: Navigate Business Finance
Fueling Your Startup Success: Navigate Business Finance
Launching a startup is an exhilarating journey, filled with the promise of innovation, independence, and growth. However, it also comes with its share of challenges. From planning and execution to funding and scaling, each step requires careful consideration and decisive action. For many aspiring entrepreneurs in Australia, securing the necessary capital is one of the greatest hurdles they face on the path to success. - read more

Finance News

Westpac Eases Home Loan Access for Self-Employed Borrowers
Westpac Eases Home Loan Access for Self-Employed Borrowers
22 Nov 2025: Paige Estritori
Westpac Banking Corporation has announced significant changes to its home loan application process, specifically designed to assist self-employed Australians. Recognizing the unique challenges faced by this demographic, the bank has introduced a streamlined approach that reduces the documentation required, thereby expediting the approval process. - read more
CBA Implements Stricter Lending Criteria for Companies and Trusts
CBA Implements Stricter Lending Criteria for Companies and Trusts
22 Nov 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has revised its lending policies concerning companies and trusts, introducing stricter criteria that necessitate existing banking relationships for loan applicants. Effective November 22, 2025, this change applies to broker-introduced applications for non-individual borrowers. - read more
RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures
RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures
14 Nov 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady at 3.60% during its November 2025 meeting. This decision reflects the central bank's ongoing concerns about inflation, which has risen above the target range of 2–3% and is expected to remain elevated for some time. - read more
ANZ Bank Adjusts Cash Rate Forecast: No Cuts Anticipated Until 2026
ANZ Bank Adjusts Cash Rate Forecast: No Cuts Anticipated Until 2026
14 Nov 2025: Paige Estritori
ANZ Bank has revised its cash rate forecast, now expecting no cuts until February 2026. This adjustment aligns with similar revisions by other major banks, reflecting a collective response to recent economic data and RBA communications. - read more
RBA's November 2025 Statement: Inflation Trends and Economic Projections
RBA's November 2025 Statement: Inflation Trends and Economic Projections
14 Nov 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has released its November 2025 Statement on Monetary Policy, highlighting concerns about rising inflation and providing insights into the future of the Australian economy. - read more

Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

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Knowledgebase
Working Capital:
A measure of a company's short-term financial health, calculated as current assets minus current liabilities.


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